Auto insurance shouldn't have to be a hassle. A qualified independent agent from Beach Insurance Group of the Savannah, GA area can help you make the right choice for which insurance package to get.

Georgia has a "fault" system in terms of auto accidents. This means that an individual deemed to be at fault for the accident will be responsible for paying out for any damages or medical bills resulting from injuries to the other party involved. For this reason, it's important (and even required) to have the minimum liability auto insurance.

The injured individual(s) can take different routes of action to be awarded compensation. They can file a claim with their insurance company and then receive compensation from the at-fault driver's insurance company within a short time. They can submit a claim with the at-fault driver's insurance provider or file a personal injury lawsuit.

It's crucial that you have adequate insurance in place for your particular situation. For instance, if you have added a great deal of performance, audio, or other equipment and parts to the vehicle, you'll want to seek additional insurance up to the amounts of what you'd like to have covered. You may not know what to ask for, so it's a good idea to have a competent and caring agent on your side to explain the different policies and options that are available to you.

With several years of experience serving the Savannah, GA area, Beach Insurance Group does well to provide new and returning customers with auto insurance. Our team of agents is committed to helping people with their personalized policies in Georgia. Reach out today to get more information and to set up an appointment to sit down and discuss your auto insurance needs.